Afterpay it! Shop now up to $1000,
and pay over time.
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Who can use Afterpay
Afterpay is available to all people who:
- Live in Australia;
- Are at least 18 years old;
- Are capable of entering into a legally binding contract;
- Have a valid and verifiable email address and mobile number; and
- Use an Australian credit or debit card to make the purchase.
How does Afterpay work?
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Afterpay offers simple installment plans for online shoppers, allowing a purchase to be paid for in four equal installments, due every fortnight. Simply shop with Lectory and choose Afterpay as your payment method at checkout. First-time customers provide payment details, as usual, returning customers simply log in to make their purchase. It’s that easy!
After you check out, the goods will be shipped to you by the merchant. At any time, you can log in to your Afterpay account to see your payment schedule and make a payment before the due date. Otherwise, we will automatically deduct the installments from your debit or credit card every fortnight.
Is there cost of using Afterpay?
Afterpay does not charge a fee to shoppers when purchasing. The only fees applied to a shoppers account are late fees if your scheduled payments are unsuccessfully processed and, after being notified, you do not log in to your Afterpay account to make your payment via a different method.
If you have not made the payment before the due date, and the automatic payment fails, you have until 11 pm (AEDT in the summer months and AEST in the winter months) the following day to make payment. After 11 pm the following day, if that payment has not been made, you will incur a late payment fee of $10 and a further late fee of $7 if the payment is not made within 7 days (as stated in the Afterpay Terms).
How do I create an account?
When you are making a purchase with Lectory, simply choose Afterpay as your payment method at checkout. If it’s your first time using Afterpay, you will provide payment details as usual to complete your purchase. Once your first order is approved, your Afterpay account is created. All you need to do is visit www.afterpay.com
to set up a password, and you will be able to make more purchases using Afterpay by simply entering your log in details upon checkout.
Where can I find out more?